Caldrix Cashflow

Your Balance to the End of the Month

Budget vs Actual

Payments analysis

Receipts summary

Receipts and payments

From To

IncomeExpenses

Budget Progress

Category Summary

Category	Actual	Budget	Difference	Status

Search transactions From To

Year Account Category Amount Type Timing

Click a cell to edit · Tab/Enter saves and moves · Esc cancels · Drag a header’s right edge to resize; double-click it for automatic width. Columns also has width controls.

Date Description Customer / SupplierCategory Account Amount Status Actions

Date range

Expand Filters

From To

Quick Ranges

How to Read This View

Click a ▾ header to fold a section · drag a row (⠿) to reorder it · click a figure to see the transactions behind it. Hide unused accounts and categories in Settings.

Month-end balances only. For shortfalls during a month, check the Daily Cash Forecast.

Jump to month

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No data yet — import transactions to see the cashflow.

Days & account columns

Click a date row ▸ to open its transactions · click a transaction to see it in Transactions · the lowest cash day is highlighted and opens on arrival.

Property finance settings

Opening balance owed (£) Opening date Current / future monthly repayment (£) Repayment day of month When interest is added to the balance When the opening balance applies

Halifax calculates interest daily and adds it monthly. Your existing saved method stays selected until you change and save it. A start-of-day balance includes payments on that date; an end-of-day balance starts calculation the following day.

Load lender statement data

Use a prepared Caldrix mortgage statement JSON file. Loading fills this settings draft with the statement opening balance, dated payments and confirmed monthly interest. Save settings first; correcting recorded entries has a separate preview below.

Interest rate schedule (annual %, effective from)

Monthly repayment schedule (£, effective from — for historic changes)

Additional principal payments (optional)

Post to Transactions

Plan future repayments, overpayments on their own dates, and month-end interest. Existing recorded entries, linked entries and manual edits are protected. A past date alone does not prove a payment happened. Use statement data to review confirmed historic corrections.

From To

Balance forecast

Transfers In — GBP equivalent at the time

Every GBP→PHP transfer you funded. Click a £ cost or rate cell to record what it actually cost you in sterling — the other figure is worked out for you.

Ledger — running balance

Sort

Add allowances, expenses, transfers and interest below — the running balance recalculates automatically. Sort by date or original entry order (top-right). Click any cell to edit; use ⧉ to duplicate a recurring row — a pop-up opens so you can edit the copy before it's saved. A negative amount is payments.

Projected balance over time (₱)

From To

Category Analysis (₱) Pivot of every PHP entry — summarised by category.

Search Year Category

Rows — drag to reorder, tick to include

Values — columns to total In Out Net Count

Hidden categories (managed below) drop out of this pivot. Tick the row fields to group by and the value columns to total — like the GBP Analysis page.

PHP Categories — activate / hide

Your (PH) categories. Add a new one (the “(PH)” suffix is added automatically) or toggle Active/Hidden — hidden categories drop out of the Category Analysis above (their entries keep the label).

How much do you want on screen?

Simple keeps everyday controls in view. Advanced shows more controls. All screens remain available in both modes, and the figures stay the same. Your choice is saved in this browser’s local client profile.

Help & tour

Every page also has its own ? Help button, which walks that page's process in order.

Appearance

Saved in this browser’s local client profile.

Testing access

Local client data

No subscription or card details required. Sign in to save and sync client data.

Set up receipts and payments recurring on any cadence — weekly on a chosen day, monthly, every 2 months, quarterly, every 6 months, annually or bi-annually. Optionally shift a weekend due-date to the next working day, give each occurrence a moving description, and pay from one account to another as a linked transfer. Generate creates the future entries; existing ones are never duplicated.

Category Amount Account Timing

Backup & restore ↗

Include transactions from date the default for newly-dropped files — each file can override it below

🏦

Drop Bank Statements or Any Table Here

CSV, TSV, Excel (.xlsx / .xls) and OpenDocument (.ods). The format is detected automatically for Monzo, Santander, Halifax, Nationwide, Lloyds, Starling Bank, HSBC, Barclays and card statements.
Anything else opens the column mapper, where you say which column is which — and that mapping is remembered for next time.

Photos: JPG, PNG, WebP and HEIC. Check locally extracted rows before saving.

Know exactly what your cash is doing.

Welcome Back

Your Balance to the End of the Month

Category Summary

Client accounts

Your Categories

Back Up Your Data

Restore From a Backup

Destructive Actions

The Detail

Drop Bank Statements or Any Table Here

Drop Any File With a Table in It

Caldrix Cashflow

Know exactly what your cash is doing.

Welcome Back

Add Transaction

New Category

Create an Account Type

New Account

Linked Transfer

Where Do These Belong?

Change History

Schedule

Make Recurring

Duplicate Entry

Compare Account Balances

Reconcile account

Are You Sure?

What Would You Like to Add?

Rename

Check These Rows Before They Go Into Your Ledger

Select Account

Match Your Columns

Your Balance to the End of the Month

Category Summary

Client accounts

Your Categories

Back Up Your Data

Restore From a Backup

Destructive Actions

The Detail

Drop Bank Statements or Any Table Here

Drop Any File With a Table in It